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Verify Now - Identity Verification Platform
POWERED BY APPROVED VERIFICATION PROVIDERS
Complete Credit Intelligence
Everything you need for responsible lending and credit risk assessment
Credit Score Reports
Instant credit scores from major bureaus with detailed risk analysis.
Affordability Assessment
Comprehensive income vs. expenses analysis for responsible lending.
Bank Verification
Real-time verification of bank account details and ownership.
Payment History
Detailed payment behavior analysis over the past 24 months.
Risk Indicators
Identify judgments, defaults, and adverse credit information.
Debt Analysis
Total debt exposure and credit utilization ratios.
Credit Verification Products
Choose the right credit check for your business needs
Important: Credit reports and scores are provided by approved third-party credit information providers/credit bureaux. VerifyNow acts as a technology platform and does not operate as a credit bureau or maintain consumer credit profiles.
Express Credit Score
Quick credit score check with basic risk assessment
Includes:
- Credit score (0-999)
- Risk band classification
- Score factors
- Basic payment history
- Credit utilization
Ideal for: Quick pre-qualification checks
Comprehensive Credit Report
Full credit bureau report retrieved from an approved third-party provider (bureau content varies by provider). VerifyNow delivers the result securely via dashboard or API.
Includes:
- Complete credit history
- All credit accounts
- Payment performance
- Enquiry history
- Judgments & defaults
- Trace information
Ideal for: Loan applications and credit decisions
Affordability Assessment
Income and expense verification for NCA compliance
Includes:
- Verified income
- Living expenses estimate
- Debt obligations
- Disposable income
- Debt-to-income ratio
- NCA compliance check
Ideal for: Responsible lending decisions
Bank Account Verification
Real-time bank account ownership verification
Includes:
- Account holder name
- Account status
- Account type
- Bank validation
- Supports all major SA banks
Ideal for: Payment setup and fraud prevention
Understanding Credit Scores
Credit scores and bureau data are supplied by approved third-party providers. VerifyNow securely retrieves and presents the results with a clear risk summary. Scores range from 0 to 999, with higher scores indicating lower credit risk.
Very low risk
Low risk
Moderate risk
High risk
Very high risk
Sample Credit Report
Bank Account Verification
Instantly verify bank account ownership across all major South African banks
Supported Banks
How It Works
Submit account number and bank name
Real-time verification with the bank
Receive account holder details instantly
Industry Applications
Trusted by leading financial institutions and businesses
Lending
Banks, micro-lenders, and fintech companies for loan applications
Tenant Screening
Property managers and landlords for rental applications
Insurance
Insurance companies for policy underwriting and claims